How much would you like to borrow?

Why Choose Rapid Funding Alerts?

  • Emergency funds when you need them the most.
    A short-term loan can help you and your family overcome unexpected expenses or bridge the gap until your next paycheck. A short-term loan is a practical way to steer clear of late fees, utility reconnection charges, or overdraft fees from your bank.
  • Swift approvals and decisions.
    Once you've filled out our quick online application, we will attempt to match you with a lender. Upon approval of your loan application, the lender will guide you through each step until the funds are deposited into your bank account, usually by the next business day.
  • No FICO score ramifications.
    Rapid Funding Alerts is available for people of all credit types. Lenders typically do not perform a hard pull of your credit affecting your FICO score but will use third party services to evaluate your credit situation. Lenders will verify your employment and banking information in their approval process.
  • Funds usually available next day.
    Fully approved and verified applications are typically funded the next business day by the lender. Some loans may be eligible for same day funding! Please make sure you are available via phone and email in the event more information is required by the lender.

Frequently Asked Questions

  • What is The Process?
    Simply complete the brief online form. After submission, it can take up to 3 minutes to receive a decision. If your application is approved, you'll be directed to the lender's website, where you'll be provided with details like the interest rate and payment terms. At this stage, you're under no obligation to accept the funding offer, despite being approved. If you don’t like the terms, you can try applying again.
  • How Soon Can I Receive Funds?
    Once approved and processed, funds can be deposited into your account swiftly, usually as soon as the next business day, depending on the lender. Some lenders offer same day funding.
  • Am I Eligible?
    To qualify, your monthly income should exceed $1,000, and you need to have a job or a reliable income source from retirement, benefits, etc. While some lenders prefer employment, you must be at least 18 years old and a U.S. citizen. Military members may encounter fewer lender options due to compliance with the Military Lending Act, potentially reducing approval chances. Each lender may have specific requirements beyond these minimums.
  • Will Applying Impact My Credit Score?
    Short-term lenders may use a credit reporting agency, not limited to Equifax, Experian, or Transunion to evaluate your credit worthiness. Borrowers typically need not worry about FICO credit score impact, but it's at the discretion of the lender(s). Lenders may also consider their internal scoring criteria - focusing on income, repayment ability, and the borrower's payment history with other lenders. will never pull your credit.
  • Are there any fees? does not charge an application fee. It’s a free service.